POSITION SUMMARY The Director of Product manages the Product staff and is responsible for analyzing and developing product recommendations, including Underwriting guidelines, to ensure a reasonable rate of return for the member carriers. The Director will use data and insights to develop new business strategies and reporting.  PRINCIPAL DUTIES & RESPONSIBILITIES •    Manage and oversee the Product function and serve as the primary decision maker, ensuring compliance. •    Manage, coach and train Product team. Oversee hiring, counseling, and performance appraisals.  •    Conduct Staffing Analysis based on Product workload. •    Coordinate with the Product team to integrate changes in policies, coverage or other underwriting rules. •    Assist in the annual budget preparation and analysis. •    Oversee research, analysis, and testing of product changes, roll outs, and channel enhancements. •    Oversee Underwriting Rate and Rule manuals, policy forms, Dec pages, disclosures, applications and notices. •    Collaborate with actuarial staff to prepare state rate, rule and form filings and respond to state insurance department inquiries.  •    Oversee research and analysis to provide product and guideline recommendations.  •    Facilitate ad-hoc analysis on specified or varied metrics.  •    Analyze metrics regarding Underwriting practices and recommend efficiencies in work processes and vendor/internal tools. •    Create presentations to support rate changes and other strategic decisions. •    Lead and collaborate with other departments, to improve underwriting processes and performance results. •    Ensure timely and accurate application of all underwriting, premium, and policy compliance guidelines and processes supported by meaningful measurements and regular reporting of results. •    Performs additional duties and/or special projects as required. EDUCATION & EXPERIENCE •    Bachelor’s Degree required. •    10+ years of experience in a Product role with California property product required. •    5+ years of experience managing Product personnel •    Strong working knowledge of P&C policy contracts. •    Knowledge of ISO homeowners, dwelling property and commercial property insurance policy language and procedures is a plus. •    Strong understanding of rate making principles and processes. •    Skilled in research and analysis, forming a business case, recommending process improvements, implementing product changes. •    Ability to work autonomously and is self-directed in accomplishing deliverables. •    Excellent verbal/written communication skills, including ability to make effective presentations.