About Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us? We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment. Our Benefits: * Incentive Program: Company-wide, goals-based rewards. * Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually. * Retirement: 401(k) with up to 9% employer contribution/match. * Health Coverage: Affordable medical, dental, and vision plans. * Parental Leave: 8 weeks of paid parental leave. * Life & Disability Insurance: Employer-paid coverage. * Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.   At Capital Farm Credit, you’ll find more than a job—you’ll find purpose.   LOCATION This position will be located at our Headquarters in College Station, Texas.  EDUCATION AND EXPERIENCE High school diploma and zero (0) to two (2) years’ experience in document preparation and credit servicing including all facets of loan servicing including closing requirements and land or title examination with a general understanding of Texas Homestead Law preferred. Banking experience is recommended but not required. JOB SUMMARY * Entry level to early career position that prepares document preparation requirements and instruments within accepted procedures and guidelines of the association.   * Performs analysis of unique title and ownership issues and determines the legal documentation and requirements in order to close the transaction with a valid and required lien position. * Assists the credit office in facilitation of the document preparation process in accordance with all applicable association, CFPB and FCA policies and regulations, including necessary disclosure preparation. * Performs title review and certification of liens covered by title insurance to make sure bank assets are pledged to the borrowing base. * Generally, works closely with more experienced document preparation staff and may work on consumer and non-consumer loans. * Performs simple and routine document preparation functions while training and learning. * Operates with consistent oversight and limited approval authority.  ESSENTIAL FUNCTIONS * Processes assigned loans within their delegated authority. Has a basic understanding of document preparation documents, title requirements, title documents, appraisal requirement and utilizes knowledge to determine necessary documentation requirements per laws and regulations. * Prepares document preparation requirements and instruments in compliance with all banks, state, federal and association policies, procedures, and regulations. Ensures all requirements are met prior to closing. * Prepares, assembles, and compiles documents for closing, such as insurance forms, loan forms, and flood certificates. Examines loan applications and closing documents for accuracy and completeness. * May process UCC filings, searches, and billing. * May verify sufficiency of the legal description of the security of the collateral. * Review commitment for title insurance to substantiate adequacy of the title to meet regulatory and association requirements. * Prepares document preparation statements verifying net loan proceeds, loan maturity dates and initial interest and principal repayment dates. * Prepares various statements to meet all regulatory requirements including Dodd Frank Act, TILA-RESPA Integrated Mortgage Disclosures act, and Texas Law as required (i.e., Disclosure, RESPA, Right to Cancel), loam estimate and closing disclosure. * Reviews post-closing documents such as title policies, deeds of trust, assignments, and additional collateral. Ensures that all documents have been properly signed, witnessed, and notarized by all required individuals. * Quality control regarding legal requirement, consumer lending laws, correct security lien position and following policy and procedure during the document preparation process. * Prepares security documents for personal and real property to ensure adequate lien perfection, promissory notes, fixed rate documents, subordination agreements, closing letters, lender's instructions, interest rate disclosures, etc. Also prepares legal and loan documentation for commercial and mortgage paid of loans, loan servicing actions, including but not limited to partial releases, assumptions, re-amortizations, conversions, reconveyances, terminations. * May provide guidance in compliance areas to Association staff and diligently work with the Associations legal staff to ensure and enforce compliance with lending laws and regulations. REQUIRED SKILLS * General knowledge of accounting/financial systems. * General knowledge of title insurance, crop insurance and credit life insurance.   * General knowledge of real estate security legal requirements, Truth-in-Lending Act regulations and procedures, FMHA requirements, and document preparation procedures. * General knowledge of documentation requirements for title policies, deeds of trust, and collateral. * Skill in oral and written communication. * Skill in providing customer service.   * Basic skill level in Microsoft Office applications. DISCLAIMER We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at [email protected] and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement.     Applicants should personally complete and submit their application materials. Submissions generated through automated tools or third-party mass application services may not be reviewed. Equal Opportunity Statement Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that require NMLS registration.