At Bondora, our mission is simple: to make finance easy, transparent, and accessible for everyone. Founded in 2008, we’ve helped more than 700,000 customers across Europe borrow and invest effortlessly through our trusted digital products. As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. This transition will allow us to expand our lending across more EU countries and broaden our product suite to deliver even more value. Join us on this journey and let’s build the future of finance together! WHAT IS THIS ROLE ABOUT? As Head of Accounting, you'll lead our Accounting and Payments team while ensuring the accuracy, integrity, and scalability of Bondora's financial operations. This is far more than a traditional accounting leadership role. You'll play a critical part in preparing Bondora for a banking licence by strengthening financial controls, leading regulatory reporting, modernising accounting processes, and driving AI-powered automation across the finance function. Working closely with Risk, Legal, Product, and Technology teams, you'll help build the financial foundation that supports Bondora's next stage of growth. You'll be responsible for: * Leading, developing, and coaching the Accounting and Payments team. * Ensuring accurate and timely accounting, month-end and year-end closing, and financial reporting. * Owning tax accounting, payroll accounting, and statutory compliance. * Preparing and overseeing regulatory reporting, including Financial Supervisory Authority reporting and future banking reporting requirements. * Leading the annual audit process and preparation of annual financial statements. * Maintaining a strong financial control environment while continuously improving accounting policies and reporting processes. * Driving automation and AI adoption across accounting, reporting, and finance operations. * Partnering with teams across the business to support regulatory compliance, strategic initiatives, and business growth. WHAT WOULD ENSURE SUCCESS IN THIS ROLE? * Experience leading accounting or financial reporting teams in banking, fintech, consumer lending, or another regulated financial services environment. * Strong knowledge of financial reporting, accounting standards, and statutory compliance. * Experience leading external audits and regulatory reporting. * Hands-on experience with IFRS 9. * Strong understanding of financial controls and governance. * Experience working with ERP and accounting systems. * Advanced Excel skills. * Strong analytical and process improvement capabilities. * Experience using AI tools such as ChatGPT, Claude, or Microsoft Copilot to improve efficiency and automate routine work. * Excellent leadership, stakeholder management, and communication skills. WHAT CAN YOU EXPECT AT BONDORA?  * Contribute to Bondora’s ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company. * Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more!) * We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities (and budget) to expand your skills and skyrocket your career. THE NEXT STEPS If you have the guts, ideas, and a team vision, apply now!  Our hiring process:  * Meet Iryna, our Recruiter: Your first interview with Iryna will give you the chance to share your experiences and aspirations.  * Collaborate with Kerli Lõhmus, our Chief Financial Officer.  * Put your skills to the test: Tackle a home task related to IFRS9. * Assessments: Complete our personality and logic assessments to showcase your strengths.  * Engage with our CEO and Founder Pärtel Tomberg, and Liisi Klettenber our Chief Operation Officer as a Bar Raiser for this role.  * The celebration begins: If the stars align, receive an offer to join the Bondora team!    Join our team of Bondorians, and let's make it happen! If you'd like to read how Bondora collects, uses, and protects your personal data during recruitment, please see HERE.