As a Software Engineer in the Lending & Savings team, you will be responsible for building and optimizing the Lending and Savings processes at Blockchain.com. Your work will ensure that customers can seamlessly and securely access our platform while meeting regulatory and compliance requirements. You will collaborate with engineering, marketing, and product teams to create a scalable, reliable, and efficient Lending & Savings experience. This role requires a strong problem-solving mindset, and the ability to build systems that are both secure and user-friendly. You will contribute to the design, development, and maintenance of our Savings and Lending Products, ensuring high availability, low latency, and optimal user experience. WHAT YOU WILL DO TECHNICAL EXECUTION & ENGINEERING EXCELLENCE * Design, develop, and maintain the ****platform, ensuring that your contributions follows the standards and guidelines set by Blockchain.com * Write high-quality, maintainable, and efficient code while upholding best practices in software development. * Contribute to the observability and monitoring of our services, leveraging tools to improve system performance and debugging capabilities. * Work closely with our marketing teams to ensure requirements are met while maintaining a seamless user experience including experiments together with A/B testing. * Improve our Lending and Savings products ensuring that it remains secure and efficient. * Collaborate with backend and frontend engineers to enhance the end-to-end Lending and Savings experience. * Contribute to technical architecture discussions, ensuring that design choices align with both business goals and system performance. COLLABORATION & CROSS-FUNCTIONAL IMPACT * Work closely with engineering, product, and marketing teams to enhance our growth objectives * Participate in code reviews, receptive to constructive feedback to maintain code quality and consistency. * Partner with infrastructure teams to improve deployment processes, ensuring high availability and resilience. CONTINUOUS IMPROVEMENT & INNOVATION * Optimize our Lending and Savings funnels to enhance our user experience. * Identify and resolve issues to ensure a seemless Lending and Savings processes. * Stay up-to-date with emerging technologies and contribute to process improvements that enhance engineering effectiveness. WHAT YOU WILL NEED TECHNICAL SKILLS * Proficiency in JVM languages (Kotlin, Java), Kafka and PostgresSQL * An understanding of event driven distributed systems, APIs, and microservices architectures. * Knowledge of observability and monitoring tools to maintain system reliability and performance. * Familiarity with security best practices, particularly in KYC, fraud detection, and compliance systems. * Experience with SQL (Postgres) and NoSQL databases (Redis), ensuring optimal data storage and retrieval for KYC processes. COLLABORATION & COMMUNICATION * Ability to work cross-functionally with Marketing, Product, and Engineering teams to enhance Lending and Savings product. * Strong problem-solving and debugging skills, ensuring quick incident resolution and system improvements. * Excellent written and verbal communication skills, ensuring technical discussions are clear and productive. Preferred Qualifications * Experience working in fintech, crypto, or other highly regulated industries. * Prior work on Credit and Savings Products.