WHY JOIN EXADEL We’re an AI-first global tech company with 25+ years of engineering leadership, 2,000+ team members, and 500+ active projects powering Fortune 500 clients, including HBO, Microsoft, Google, and Starbucks. From AI platforms to digital transformation, we partner with enterprise leaders to build what’s next. What powers it all? Our people are ambitious, collaborative, and constantly evolving. ABOUT THE CLIENT A leading North American financial services provider operating across personal, commercial, wealth management, and capital markets sectors. Following recent strategic acquisitions, the top-tier bank has significantly expanded its international footprint. Now executing an "AI-first" strategy, the organization has launched a dedicated institute for applied AI and quantum computing to drive productivity and deliver hyper-personalized digital experiences for millions of global customers. WHAT YOU’LL DO * Analyze and document end-to-end payment processing workflows, including payment initiation, validation, approval, routing, settlement, reconciliation, and exception management * Gather, analyze, and document business requirements, functional specifications, process flows, data mappings, and business rules * Support payment transformation programs, payment hub implementations, and modernization initiatives * Analyze payment events originating from front-office, middle-office, and back-office systems and assess downstream impacts * Investigate payment exceptions, operational breaks, and production issues * Collaborate with Operations, Treasury, Settlement, and Technology teams to resolve issues and deliver enhancements * Support wire payment processing, settlement instruction management, and ISO 20022 initiatives * Facilitate communication between business and technology stakeholders to ensure alignment on requirements and solutions * Participate in workshops, requirements sessions, and process improvement initiatives * Contribute to continuous improvement efforts and operational excellence across payment processes WHAT YOU BRING * Strong understanding of end-to-end payment processing workflows, including payment initiation, validation, approval, routing, settlement, reconciliation, and exception management * Good knowledge of payment lifecycles across Capital Markets products and trading platforms * Experience analyzing payment events originating from front-office, middle-office, and back-office systems and understanding downstream impacts * Experience with SWIFT MT/MX messaging, ISO 20022 standards, wire payment processing, and settlement instruction management * Strong understanding of settlement operations, cash management, nostro/vostro accounts, and liquidity considerations * Experience eliciting and documenting business requirements, functional specifications, process flows, data mappings, and business rules * Ability to investigate payment exceptions, operational breaks, and production issues while collaborating with Operations, Treasury, Settlement, and Technology teams * Experience supporting payment transformation programs, payment hub implementations, and modernization initiatives * Strong domain knowledge of Capital Markets payment processing and settlement operations * Experience with SWIFT MT/MX messaging and ISO 20022 migration initiatives * Experience with cash management, liquidity management, and nostro/vostro account processing * Understanding of trade settlement, cash movement, and payment lifecycle workflows across multiple asset classes * Experience with enterprise payment platforms and payment modernization initiatives * Knowledge of reconciliation, exception management, and operational controls * Understanding of regulatory, compliance, audit, AML, and sanctions screening requirements related to payments * Strong stakeholder management and relationship-building capabilities * Excellent communication and facilitation skills with the ability to bridge business and technology teams * Strong analytical and problem-solving abilities * Ability to investigate and resolve complex operational issues * Strong organizational and documentation skills * Proactive mindset with a strong sense of ownership and accountability * Ability to work effectively in fast-paced, highly regulated environments * Commitment to quality and continuous improvement NICE TO HAVE * Experience with payment hub platforms and payment modernization initiatives * Exposure to regulatory, compliance, audit, AML, and sanctions-related controls * Experience supporting ISO 20022 migration programs * Knowledge of multiple asset classes and associated settlement workflows * Previous experience within Capital Markets or Financial Services environments ENGLISH LEVEL Intermediate/Upper-Intermediate Work Type: Remote LEGAL & HIRING INFORMATION * Exadel is proud to be an Equal Opportunity Employer committed to inclusion across minority, gender identity, sexual orientation, disability, age, and more * Reasonable accommodations are available to enable individuals with disabilities to perform essential functions * Please note: this job description is not exhaustive. Duties and responsibilities may evolve based on business needs YOUR BENEFITS AT EXADEL Exadel benefits vary by location and contract type. Your recruiter will fill you in on the details. * International projects * In-office, hybrid, or remote flexibility * Medical healthcare * Recognition program * Ongoing learning & reimbursement  * Well-being program * Team events & local benefits  * Sports compensation  * Referral bonuses  * Top-tier equipment provision EXADEL CULTURE We lead with trust, respect, and purpose. We believe in open dialogue, creative freedom, and mentorship that helps you grow, lead, and make a real difference. Ours is a culture where ideas are challenged, voices are heard, and your impact matters.