Mirrai Careers

Lead Data Scientist, Credit Risk

Company hidden

Chicago, IL, USA; San Francisco, CA, USA Full-time Posted 3d ago
IN THIS ROLE, YOU CAN EXPECT TO * Own credit strategy for new-to-the company applicants across the member lifecycle, starting with Instant Loans for prospects (top of funnel) and extending to future unsecured products such as credit cards and/or lines of credit * Develop and evolve channel-specific credit policies (pre-approval / prescreen, direct mail, open application, referrals, and affiliates) that support growth while balancing risk, unit economics, and member experience * Design and continuously iterate acquisition, loan amount / line assignment, pricing, line management, repayment,…

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