ABOUT THE OPPORTUNITY We are looking for an Associate to join our Payments team. You will play a pivotal role in co-driving the segment strategy along with your product counterpart and ensuring the successful delivery of high impact initiatives with cross functional teams. * Do you have hands-on leadership experience with EU banking payment projects and developing payment rails? * Do you love solving complex problems using SQL for data analysis, creating business cases, as well as P&L, and KPI monitoring? * Do you enjoy complex project management and aligning with multiple stakeholders on complex banking payment products?   IN THIS ROLE, YOU WILL: * Become a central point of contact and connection between internal and external stakeholders for the Payments domain. * Collaborate in a cross functional team environment on a daily basis. Collaboration with key stakeholders such as Product & Tech, Data, Compliance, Legal, Finance, Operations, and Marketing. * Drive and support strategic payment rail projects end-to-end. * Manage and develop external relationships with our key vendors. * Manage and optimize data related to Payments. This includes constantly reviewing data to gain a deeper understanding of the products / projects under your supervision, ensure their performance is in line with SLA’s and constantly identify new opportunities. * Actively shape the Payments OKRs and strategic roadmap development. * Fully leverage and further develop critical business skills including quantitative and qualitative analysis, project management, communications, stakeholder management and leadership in a high-functioning team environment. * Conduct analyses to optimize P&L and volumes related to Payments. WHAT YOU NEED TO BE SUCCESSFUL: Background:  * Minimum of 3 years in fintech, banking, consulting, or startup environments with a focus on payments. * Bachelor’s degree in Finance, Accounting, Economics, Business Management, Mathematics, or related field from a top-tier institution. * Proven experience in making data-driven recommendations and working on cross-functional projects. * Strong problem-solving ability to structure and define analyses to draw innovative conclusions. * Experience in project and vendor management. Skills:  * Proficiency in SQL, with the ability to independently source data and derive insights. * Effective visualization and storytelling skills for presenting insights. * Interest and curiosity for the banking/fintech industry. * A passion for the Payments industry. * Excellent communication skills both with internal and external stakeholders. * Strong project management, preferably with experience in implementing large projects with several stakeholders. * Fluent in English. * Ability to utilise AI tools effectively.  WHAT’S IN IT FOR YOU: * Accelerate your career growth by joining one of Europe’s most talked about disruptors. * Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.  * As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.     * Additional day of annual leave for each year of service.   * A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.  * A relocation package with visa support for those who need it. WHO WE ARE N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.  We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to [email protected].  Visit our website to learn more about Diversity, Equity, & Inclusion at N26.