Mirrai Careers

Reconciliation Specialist

pay

Limassol, Cyprus, Cyprus Posted today
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About Pay.com  Pay.com is a payment orchestration and acquiring platform engineered for acceptance. We give online merchants one central hub to accept, route, optimise and manage payments worldwide. We are looking for a dedicated Reconciliation Team Lead to lead our Reconciliation team within Finance Operations at our Limassol office in Cyprus. Key responsibilities * Perform daily, weekly and monthly reconciliations of transactions and balances across acquirers, PSPs, card schemes and bank accounts. * Match internal platform data against external reports and bank statements and identify and investigate discrepancies. * Prepare merchant settlement and payout reconciliations for review, checking volumes, fees, refunds, chargebacks and reserves. * Support interchange and scheme fee validation by preparing data and flagging unexpected charges. * Assist with the daily monitoring of safeguarded merchant funds, performing checks and escalating any breaks. * Perform daily bank account reconciliations, including merchant accounts, as our banking operations go live. * Track and follow up on open items and aged breaks until resolved, keeping records and the audit trail up to date. * Communicate with internal teams and external partners to obtain information and resolve reconciliation queries. * Prepare regular reconciliation reports and assist with month-end close and audit requests. * Contribute to procedure documentation and process improvements as the team grows. Requirements * Bachelor’s degree in accounting, Finance, Economics or a related field. * 2+ years of experience in reconciliation, payments, finance operations or a similar role, preferably within a PSP, FinTech, banking or financial services environment. * Basic understanding of banking and payment flows, including settlement cycles and bank statements. * Exposure to card payments or acquiring is an advantage. * Good to advanced Excel skills (lookups, pivot tables) and comfort working with large volumes of data. * High attention to detail with strong analytical and problem-solving skills. * Well organised, with the ability to manage multiple tasks and meet daily deadlines. * Proactive team player, eager to learn in a fast-paced environment. * Fluent in English, both written and verbal. What we offer  * Competitive salary and benefits package. * Flexible working hours. * Daily lunch. * Medical insurance. * Provident fund. * Corporate, team and special events. * Professional growth and training opportunities. * Friendly and collaborative work environment. * Opportunity to gain experience in a growing company in the FinTech industry.

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